For Customers

Get the credit you deserve

Whether you are a new business searching for equipment financing, a small business looking for equipment leasing or a corporation looking for a lease, TimePayment will help you find the monthly lease option that fits your budget. We have been in business for over 25 years and have over 733,000 customers just like you. We specialize in providing equipment financing for products with a selling price starting as low as $500.

TimePayment understands that you want to take advantage of the benefits of equipment leasing and we want to make it as easy as possible for you.

Our service professionals will help you through the process:

• Provide you an equipment dealer through our approved network or work with the dealer you select
• Explain the benefits of equipment leasing
• Help you select the right monthly payment option
• Guide you through the paperwork

We know that you are busy and we will work with your equipment dealer to make the process run smoothly. In most instances we will provide you with a credit decision and paperwork within a few days of receipt of your application. Please call us at 1-866-994-7224 to find how we can help your small business lease the equipment you need to grow.

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Small business equipment leasing - is it right for you?

• 80% of all U.S. companies use equipment leasing
• 7 of 10 small business owners start with less than $20,000 in working capital

Equipment Leasing is an affordable way for small businesses to acquire the equipment they need.

Benefits of Equipment Leasing

Cash Management

• Preserve your bank and credit card lines
  
  In today’s economy credit is difficult to come by and in many instances is quite expensive. Our leasing option lets you acquire the equipment you need affordably, while preserving your other sources of credit.
• Fixed monthly payment
  
  With a credit card or certain loans, your payment is variable and can fluctuate greatly. With our option you know your monthly payment and term in advance giving you a better handle on your monthly cash flow.
• Minimal upfront cost
  
  Other options such as bank loans usually require a significant down payment that can range between 10% - 20% of the equipment cost. With a TimePayment lease our standard program only requires one advance payment and the documentation fee prior to the start of the lease.

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